Stock Audit
Quick Reference for Your Business

Stock & Receivables Verification โ€“ everything you need to know about Stock Audit.

01
When It's Needed
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Bank working-capital limits

Lenders require periodic stock audits for CC/OD borrowers.

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Loan monitoring

To verify the security backing the loan (stock + debtors).

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Limit renewal / enhancement

Supports renewal or increase of working-capital limits.

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Internal control

Detects pilferage, dead stock and valuation errors.

02
What The Audit Checks
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Physical Stock

vs book stock โ€” quantity and value

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Valuation Basis

Cost or market, slow-moving / dead stock

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Debtors (receivables)

Ageing and realisability

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Drawing Power

Computation vs the bank's margin

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Records

Stock register, purchases, sales

Note: A stock audit protects both you and the bank. It confirms the security is real and correctly valued, keeps your drawing power accurate, and surfaces dead stock early. Discrepancies can reduce your limit or trigger lender action โ€” a clean audit keeps your credit line healthy.
03
Why Clients Trust M/s Durganjali & Associates
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A real, qualified Chartered Accountant

A CA who conducts a thorough stock audit that satisfies the bank and protects your limit.

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Audits that hold up

Proper working papers and documentation that stand up to regulators, banks and the department.

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Deadlines never missed

We track every due date so penalties never catch you off guard.

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Clear updates in your language

Simple updates in Telugu and English โ€” you always know where things stand.

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Honest, practical advice

Straight answers you can act on โ€” no jargon, no overselling.

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