Personal Loan
Quick Reference for Your Business
Unsecured Personal Finance โ everything you need to know about Personal Loan.
Medical, travel, wedding, consolidation
Approved mainly on income and credit score
but higher interest than secured loans
over a short to medium tenure
PAN, Aadhaar, photographs
Salary slips / ITRs
3โ6 months
For verification
For assessment
| Point | Details |
|---|---|
| Security | None (unsecured) |
| Approval basis | Income, credit score, repayment capacity |
| Tenure | Usually short to medium term |
| Caution | Higher interest โ borrow only what you can comfortably repay |
A real, qualified Chartered Accountant
Not an agent โ a CA who tells you honestly whether a personal loan fits, and helps with the paperwork.
Bankable, honest numbers
Project reports and CMA data built on realistic figures lenders trust โ not inflated projections.
The right scheme & lender
We match you to the correct scheme and lender so you don't waste time on rejections.
Clear updates in your language
Simple updates in Telugu and English โ you always know where things stand.
End-to-end support
From documentation to sanction and post-loan compliance.
Talk to a Chartered Accountant
Have questions about taxation, audit, or compliance? Fill out the form below and we'll get back to you within 24 hours.