CHG-4 (Charge Satisfaction)
Quick Reference for Your Business
Loan Repaid • Charge Closure – everything you need to know about CHG-4.
01
Documents Required
NOC / loan-closure letter
from the bank (charge holder)
Charge ID
from the original CHG-1 registration
Board resolution
noting full repayment
Date of satisfaction
matching the bank's NOC
DSC
of director
02
Key Facts & Timelines
| Point | Details |
|---|---|
| What it is | Informing the ROC that a loan/charge has been fully repaid |
| When to file | Within 30 days of satisfaction (repayment) |
| Extension | Registrar may allow up to 300 days (with fee) |
| Beyond 300 days | Central Government condonation via CHG-8 needed |
| Certificate | ROC issues CHG-5 satisfaction certificate |
Note: File CHG-4 as soon as a loan is closed. Many companies repay the loan but forget to file CHG-4 — the charge stays 'open' on the MCA records for years, which blocks new loans, due diligence and even a future strike-off. Get the bank NOC and file within 30 days.
03
What Goes Wrong Without Filing
Charge stays 'open'
Repaid loans keep showing as live charges on MCA — a red flag in diligence.
New loans blocked
Lenders hesitate when old, satisfied charges are still showing.
Strike-off blocked
Open charges stop a company from being struck off cleanly.
Condonation needed
Beyond 300 days, you need Central Government approval to close it.
04
Why Companies Trust M/s Durganjali & Associates
A real, qualified Chartered Accountant
Not an agent — a CA who closes your satisfied charges promptly so your MCA record stays clean.
5 years of practice
Across companies, firms, individuals and trusts — Tax, GST and MCA compliance.
You never miss a date
We track every form and deadline — no avoidable late fees or penalties.
Clear updates in your language
Simple updates in Telugu and English — you always know where things stand.
Honest, practical advice
Straight answers you can act on — no jargon, no overselling.
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