Loan Against Property
Quick Reference for Your Business

Unlock Value from Property โ€“ everything you need to know about Loan Against Property.

01
What It Is / When Needed
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Secured loan

against residential or commercial property you own

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Use for

Business expansion, large expenses or consolidation

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Lower interest than personal loans

Longer tenure

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Lender funds a percentage

of the property's value (LTV)

02
Documents Required
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Property documents

Title, link deeds, approvals

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KYC

and income proof / financials

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Bank statements

and ITRs

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Property valuation report

For assessment

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Existing loan / obligation details

For assessment

03
Key Facts
Point Details
Security Your property (mortgaged to the lender)
LTV A percentage of property value (varies by lender)
Tenure Medium to long term
Risk Default can lead to loss of the property
Note: A loan against property unlocks the value of an asset you already own at a lower cost than unsecured loans โ€” but the property is on the line if you default. Get the valuation and title checked properly before you borrow. We help with both.
04
Why Clients Trust M/s Durganjali & Associates
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A real, qualified Chartered Accountant

Not an agent โ€” a CA who checks the title and valuation and structures the loan sensibly.

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Bankable, honest numbers

Project reports and CMA data built on realistic figures lenders trust โ€” not inflated projections.

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The right scheme & lender

We match you to the correct scheme and lender so you don't waste time on rejections.

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Clear updates in your language

Simple updates in Telugu and English โ€” you always know where things stand.

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End-to-end support

From documentation to sanction and post-loan compliance.

Talk to a Chartered Accountant

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