PMEGP Scheme Loans
Quick Reference for Your Business
Govt Subsidy for New Micro-Enterprises โ everything you need to know about PMEGP Scheme Loans.
Credit-linked subsidy
Manufacturing or service
KVIC / KVIB / DIC; portal kviconline.gov.in/pmegpeportal
comes back as non-repayable margin-money subsidy
| Point | Details |
|---|---|
| Max project cost | โน50 lakh (manufacturing) โข โน20 lakh (service) |
| Subsidy โ general | 15% (urban) / 25% (rural) |
| Subsidy โ special category | 25% (urban) / 35% (rural) โ SC/ST/OBC/women/etc. |
| Own contribution | 10% general / 5% special category |
| Collateral | Free up to โน10 lakh (CGTMSE cover beyond) |
| Lock-in | 3 years; EDP training mandatory; Udyam needed |
A real, qualified Chartered Accountant
Not an agent โ a CA who prepares the PMEGP project report and guides the application to sanction.
Bankable, honest numbers
Project reports and CMA data built on realistic figures lenders trust โ not inflated projections.
The right scheme & lender
We match you to the correct scheme and lender so you don't waste time on rejections.
Clear updates in your language
Simple updates in Telugu and English โ you always know where things stand.
End-to-end support
From documentation to sanction and post-loan compliance.
Talk to a Chartered Accountant
Have questions about taxation, audit, or compliance? Fill out the form below and we'll get back to you within 24 hours.