CMA Data
Quick Reference for Your Business

Credit Monitoring Arrangement โ€“ everything you need to know about CMA Data.

01
What It Is / When Needed
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CMA = Credit Monitoring Arrangement

the financial data format banks require

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Mandatory for

Working capital limits, term loans and renewals

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Shows

past performance and projected financials in the bank's prescribed format

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Used by the bank to assess

drawing power and repayment capacity

02
What CMA Data Contains
Statement Details
Particulars of the facility Existing and proposed limits
Operating statement Sales, costs and profitability (actual + projected)
Analysis of balance sheet Assets and liabilities, year on year
Comparative statement Current assets and liabilities
Fund flow & ratios MPBF, current ratio, DSCR, turnover ratios
Note: CMA data is how banks read your business numbers. It projects 2โ€“3 years forward and justifies the working-capital limit you're asking for. Weak or inconsistent CMA data leads to lower limits or rejection โ€” accurate, well-reasoned projections get you the limit you need.
03
Why Clients Trust M/s Durganjali & Associates
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A real, qualified Chartered Accountant

Not an agent โ€” a CA who prepares precise CMA data that justifies the limit you're seeking.

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Bankable, honest numbers

Project reports and CMA data built on realistic figures lenders trust โ€” not inflated projections.

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The right scheme & lender

We match you to the correct scheme and lender so you don't waste time on rejections.

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Clear updates in your language

Simple updates in Telugu and English โ€” you always know where things stand.

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End-to-end support

From documentation to sanction and post-loan compliance.

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