Home Loan
Quick Reference for Your Business
Buying / Building a Home โ everything you need to know about Home Loan.
a residential property
Long tenure, lower interest than unsecured loans
on principal (80C) and interest (24b) under the old regime
of value; you pay the margin (down payment)
PAN, Aadhaar, photographs
Salary slips / ITRs / financials
6โ12 months
Agreement, title, approvals
For assessment
| Point | Details |
|---|---|
| Security | The property being financed |
| Tenure | Long (often up to 20โ30 years) |
| Tax benefit | 80C (principal) + Sec 24(b) (interest), old regime |
| Eligibility | Income, credit score, property value and age |
A real, qualified Chartered Accountant
Not an agent โ a CA who organises your documents and optimises the tax benefit on your home loan.
Bankable, honest numbers
Project reports and CMA data built on realistic figures lenders trust โ not inflated projections.
The right scheme & lender
We match you to the correct scheme and lender so you don't waste time on rejections.
Clear updates in your language
Simple updates in Telugu and English โ you always know where things stand.
End-to-end support
From documentation to sanction and post-loan compliance.
Talk to a Chartered Accountant
Have questions about taxation, audit, or compliance? Fill out the form below and we'll get back to you within 24 hours.