Term Loans
Quick Reference for Your Business
Loans for Assets & Expansion โ everything you need to know about Term Loans.
Machinery, equipment, building, expansion
in EMIs, after any moratorium
showing viability and repayment capacity
PMEGP / CGTMSE / scheme subsidies
with cost and financing plan
and business registration
and ITRs
for assets to be purchased
if required
| Point | Details |
|---|---|
| Purpose | Capital expenditure โ assets, expansion |
| Tenure | Typically 3โ7 years (varies by lender) |
| Own contribution | Margin money as required by lender/scheme |
| Key metric | DSCR โ repayment capacity from cash flows |
A real, qualified Chartered Accountant
Not an agent โ a CA who builds the project report and links the right subsidy scheme to your term loan.
Bankable, honest numbers
Project reports and CMA data built on realistic figures lenders trust โ not inflated projections.
The right scheme & lender
We match you to the correct scheme and lender so you don't waste time on rejections.
Clear updates in your language
Simple updates in Telugu and English โ you always know where things stand.
End-to-end support
From documentation to sanction and post-loan compliance.
Talk to a Chartered Accountant
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